Shared Branching

Executive Summary
The Ohio Shared Service Delivery Network (Shared Branching) provides credit unions access to cost-effective leading edge technology to enhance service delivery to members by sharing resources.  Shared Branching provides credit unions the ability to have their members conduct transactions at other credit union locations.  This enhances member convenience by increasing the number of locations credit unions have to serve the members.  Member convenience is the catalyst that drives Shared Branching.  Location is still the number one criteria consumers of financial services associate with convenience. 

For more information about Shared Branching, visit the Shared Branching Web site at the link below or contact Marty Auxter by phone at 614-336-2894 ext. 204 or by e-mail at mauxter@ohiocul.org.
www.SharedBranching.com

ATM Services

Executive Summary

Credit Union 24 provides low cost access to ATM/POS services and is a flexible, dependable partner to the credit union community in the provision of EFT services.

History

The Credit Union 24® Network was created in 1980 by four Central Florida credit unions as an endeavor to provide a cooperative environment for the implementation of effective EFT strategies. The founding members envisioned a flexible, totally shared, deposit-taking ATM network that would enable them to work together to compete favorably and affordably with other financial institutions and networks.

Product Features

•  Member-Owned Cooperative

•  Deposit Taking

•  Competitive Pricing

•  Point-of-Sale

       - 7-Eleven

       - Auto Zone

       - Clark Oil

       - Crown Petroleum

       - Eckerd Drug

       - Food Lion, Food Max, Food World

       - Kash n' Karry

       - Kohl's

       - Home Depot

       - Publix

       - Racetrac

       - Sam's Wholesale Club

       - US Post Office

       - Wal-Mart

       - Walgreen's

       - Winn-Dixie

       - Bed, Bath & Beyond

and many other retail locations located throughout the nation.

•  Savings on card services

•  Savings on card plastics

•  ATM, Debit and Credit Card plastics production

•  Embossing and encoding

•  PIN (secret code) generation

•  Direct mail services

•  High-quality silk-screened card plastics

•  Bulk price discounts

•  Instant issue card programs

•  Custom cards and materials

•  Professional card services staff

•  Materials warehousing and inventory control

•  Card design and creative assistance

•  Cards issued master file maintenance

•  Dedicated service on a continual basis

Detail

Credit Union 24 has grown into a strong, member-owned, full service ATM/POS network that offers ancillary EFT products with over 17 processor links established. These products include plastic cards, processing/encoding and EFT supplies. Credit Union 24® Network Participants are located in 20 states and have over 28,000 ATM locations throughout the 50 states, Puerto Rico, Canada, Guam, Japan, Portugal and the United Kingdom, many of which take deposits. Network Participant members enjoy the convenience of the point-of-sale access available at Publix, Winn Dixie, Crown Petroleum, Wal-Mart, Eckerd, Walgreens, Sam's Wholesale Club, Food Lion, Home Depot, Texaco, Dillards, Racetrac and other retail establishments throughout the nation. The majority of Network Participants do not surcharge at their ATMs and many participate in the voluntary no-surcharge Credit Union 24 Network CU HERE Program.

Product Performance

•  Over 28,000 ATMs Located Throughout 50 States, Puerto Rico, Canada, Guam, Portugal, Japan & the United Kingdom

•  396 Participants

Contact Information

For more information, call the OCUL Services Corp. at (800) 486-2917.

Debit/Credit Card Program

Executive Summary
Certegy provides credit, debit and merchant card processing, e-banking, check risk management and check cashing services to over 6,000 financial institutions, 117,000 retailers and 100 million consumers worldwide.  Headquartered in Alpharetta, Georgia, Certegy maintains a strong global presence with operations in the United States, as well as the United Kingdom, Ireland, France, Chile, Brazil, Australia and New Zealand.  As a leading global payment services provider, Certegy offers a comprehensive range of transaction processing services, check risk management solutions and integrated customer support programs which facilitate the exchange of business and consumer payments. Certegy’s two main business units—Card Services and Check Services—are organized to enable targeted services and systems that address diverse customer needs.

For more information about Certegy, visit Certegy's Web site at the link below or contact:
http://www.certegy.com/

Contact Information

For more information, call the OCUL Services Corp. at (800) 486-2917.